Stocker is an early-access AI fintech platform that combines credibility-weighted sentiment analysis, community discussion, and verified market predictions into one transparent ecosystem. It does not execute trades or give investment advice -- it is an information and community platform for tracking who is actually right about the markets over time, not just who is loudest.

What is a Credibility Score and how is it calculated?

A Credibility Score measures how often a user's market predictions turn out to be correct, not their activity or follower count. New accounts start at a floor of 50 points with no history. As real predictions resolve, the score updates based on verified accuracy, consistency over time, and supporting evidence, minus a decay penalty for stale or unverified claims.

What are the credibility tiers?

Stocker has five credibility tiers based on the 0-1000 score: Beginner (below 450), Active (450+), Advanced (650+), Elite (800+), and Top Emperor (900+). Higher tiers unlock broader monetization limits and public discoverability for a user's groups.

Is content on Stocker investment advice?

No. Stocker surfaces publicly observable data, historical price/volume behavior, and community discussion weighted by track record. None of it constitutes investment advice, a recommendation, or a guarantee of future results.

Stocker Beta: AI Credibility & Market Insight

⚠️ Read This Carefully

By accessing Stocker™, you acknowledge that you have read, understood, and agreed to this disclaimer.

1. Not Investment Advice

Stocker™ provides information, data aggregation, sentiment analysis, and analytical tools for educational and informational purposes only.

Key point:

Nothing on this platform constitutes investment advice, financial advice, trading advice, or a personal recommendation to buy, sell, or hold any security or financial instrument. Content is provided generally to all users on the same basis and is never tailored to your individual financial situation, portfolio, or circumstances.

2. Regulatory Status

Define Infinity B.V. ("Define Infinity") operates Stocker™ under Dutch and EU law. Define Infinity and Stocker™ are NOT:

A licensed investment firm under the Dutch Financial Supervision Act (Wet op het financieel toezicht, "Wft")
Authorised or supervised by the Autoriteit Financiële Markten (AFM) as a provider of investment advice or investment services
A registered investment advisor, broker-dealer, or financial institution in the United States (SEC/FINRA) or any other jurisdiction

We do not hold, transmit, or execute client funds or securities, and we have no integration with any brokerage or trading venue.

3. Market Abuse Regulation: What This Means If You Post

If you post a view on a stock:

Under EU Market Abuse Regulation (596/2014), a public post stating a direction or price target for a stock may be classified as an "investment recommendation," independent of whether it constitutes investment advice.

If you post this kind of content, you are responsible for:

Presenting it fairly: state your view as your own opinion, not as fact or guaranteed outcome
Disclosing any position you hold: Stocker's post composer includes a position-disclosure option at the point of posting. Using it is your responsibility, not something Stocker™ does on your behalf

4. Do Your Own Research

You are solely responsible for your investment decisions. Before making any investment:

Conduct independent research
Consult qualified financial, tax, and legal professionals
Consider your own financial situation and risk tolerance
Review official filings
Remember that past performance does not predict future results

5. Risks of Investing

Risk warning:

Investing involves substantial risk, including possible loss of your entire principal.

This includes, among others:

Market risk: prices fluctuate and may decline significantly
Volatility risk: sudden price swings can result in substantial losses
Liquidity risk: you may not be able to sell at desired prices
Company-specific risk: individual companies may fail or underperform
Economic risk: broader economic conditions affect markets
Information risk: information on this platform may be incomplete, delayed, or inaccurate

6. The Credibility Score: What It Is and Isn't

Stocker™'s credibility score is an algorithmic estimate derived from the historical resolution of a user's own stated predictions against real, subsequent market data. It is:

Not a guarantee of future accuracy
Not a verification of any user's professional credentials, licensing status, or identity
Not an endorsement, certification, or recommendation by Stocker™ of any user or their content

It is subject to a real dispute process: if you believe a specific outcome was scored incorrectly, you can request a review. A successful dispute excludes that outcome from your score and triggers a real recalculation. It does not retroactively alter the underlying market data used.

Any knowledge-assessment or quiz feature on the platform is separate from, and never contributes to, the credibility score.

7. AI-Generated and AI-Evaluated Content

Parts of this platform use automated systems to extract structured information (such as ticker, direction, or sentiment) from user-generated content, and to assist in content moderation. Where this applies, it is disclosed at the point you encounter it. This automated processing does not constitute investment advice and is not verified by a human before being shown to you unless separately stated.

8. Data Protection and Your Rights

Define Infinity processes personal data in accordance with the GDPR. Where a decision about you, including your credibility score's effect on platform features, is produced by automated processing alone, you have the right to request human review, express your view, and contest the outcome under Art. 22(3) GDPR (see Section 6's dispute process above).

Our Privacy Policy sets out your full rights, including access, correction, deletion, and data portability.

9. No Guarantee of Accuracy

Data may contain errors, omissions, or delays. Third-party sources may be inaccurate. Sentiment analysis is interpretive.

Always verify information through official sources before making decisions.

10. Past Performance and Forward-Looking Statements

Past performance, including any user's historical credibility score or track record, does not indicate future results. Any projections or forward-looking statements on this platform are speculative and may not materialize.

11. User-Generated Content

Posts, predictions, and commentary from other users represent their own opinions, not Stocker™'s views. This content:

Has not been verified or endorsed by Stocker™
May be biased, inaccurate, or misleading
Should not be relied upon for investment decisions

12. Limitation of Liability

Important:

To the fullest extent permitted by applicable law, Define Infinity's liability for any indirect, incidental, or consequential loss arising from your use of this Service is excluded. This disclaimer does not exclude or limit liability that cannot be excluded or limited under Dutch or EU law, including liability for death or personal injury caused by negligence, fraud, or wilful misconduct, and does not affect your statutory rights as a consumer. Nothing in this section is intended to, and does not, exclude Define Infinity's obligations under applicable data protection or platform-regulation law.

13. Duty of Care

Use of this Service does not create an advisory or fiduciary relationship between you and Define Infinity. This does not affect any duty Define Infinity owes you under applicable Dutch or EU law independent of this disclaimer.

14. Jurisdiction

This Service is operated from the Netherlands and is primarily intended for users in the EU/EEA. If you access this Service from outside the EU/EEA, including the United States, you are responsible for compliance with your own local laws; features described here may not be available or suitable in every jurisdiction.

15. Complying With the Law

You are responsible for:

Complying with applicable securities laws
Understanding the tax implications of your own investments
Reporting investment income as required in your jurisdiction

16. Acknowledgment

By using Stocker™, you acknowledge that:

✓You have read and understood this disclaimer
✓Nothing on this platform is investment advice
✓You are solely responsible for your investment decisions
✓The credibility score is an algorithmic, contestable estimate, not a certification

17. Contact

For questions about this disclaimer:
Legal: legal@defineinfinity.com
Registered address: Statenlaan 137, 5042 RS Tilburg, Netherlands

Investment Disclaimer